{"id":72966,"date":"2025-08-25T18:29:13","date_gmt":"2025-08-25T10:29:13","guid":{"rendered":"https:\/\/dapmalaysia.org\/cn\/?p=72966"},"modified":"2025-08-25T18:29:13","modified_gmt":"2025-08-25T10:29:13","slug":"%e3%80%90%e5%9f%8e%e5%b8%82%e7%bf%bb%e6%96%b0%e6%b3%95%e3%80%91-%e5%80%aa%e5%8f%af%e6%95%8f%e5%bc%ba%e8%b0%83%e4%b8%80%e6%8d%a2%e4%b8%80%e5%8e%9f%e5%88%99-%e5%9c%9f%e5%9c%b0%e6%9d%83","status":"publish","type":"post","link":"https:\/\/dapmalaysia.org\/cn\/2025\/08\/25\/%e3%80%90%e5%9f%8e%e5%b8%82%e7%bf%bb%e6%96%b0%e6%b3%95%e3%80%91-%e5%80%aa%e5%8f%af%e6%95%8f%e5%bc%ba%e8%b0%83%e4%b8%80%e6%8d%a2%e4%b8%80%e5%8e%9f%e5%88%99-%e5%9c%9f%e5%9c%b0%e6%9d%83\/","title":{"rendered":"\u3010\u57ce\u5e02\u7ffb\u65b0\u6cd5\u3011 \u502a\u53ef\u654f\u5f3a\u8c03\u201c\u4e00\u6362\u4e00\u201d\u539f\u5219 \u571f\u5730\u6743\u76ca\u4e0d\u53d8 \u66f4\u4fdd\u969c\u5c4b\u4e3b"},"content":{"rendered":"

\uff08\u5409\u9686\u576125\u65e5\u8baf\uff09\u7ecf\u8fc7\u4e09\u5e74\u7b79\u5907\u53ca105\u6b21\u5bf9\u8bdd\u4f1a\u540e\uff0c\u623f\u5c4b\u53ca\u5730\u65b9\u653f\u5e9c\u90e8\u4eca\u65e5\u4e8e\u56fd\u4f1a\u518d\u6b21\u4e3e\u884c\u300a\u57ce\u5e02\u7ffb\u65b0\u6cd5\u300b\u56fd\u4f1a\u8bae\u5458\u5bf9\u8bdd\u4f1a\uff1b\u623f\u5730\u90e8\u957f\u502a\u53ef\u654f\u5411\u5168\u4f53\u56fd\u4f1a\u8bae\u5458\u8fdb\u4e00\u6b65\u8bf4\u660e\u6cd5\u6848\u5185\u5bb9\u4e0e\u4fdd\u969c\u63aa\u65bd\uff0c\u5f3a\u8c03\u57ce\u5e02\u7ffb\u65b0\u6cd5\u201c\u4e00\u6362\u4e00\u201d\u3001\u571f\u5730\u6743\u76ca\u4e0d\u53d8\u7b49\u539f\u5219\uff0c\u5145\u5206\u8bf4\u660e\u539f\u5c4b\u4e3b\u6743\u76ca\u53d7\u6cd5\u4ee4\u4fdd\u969c\u3002<\/span><\/p>\n

\u502a\u53ef\u654f\u8868\u793a\uff0c\u5bf9\u6bd41970\u5e74\u4ee3\u4ec528.4%\u7684\u57ce\u5e02\u5316\u7387\uff0c\u622a\u81f32020\u5e74\uff0c\u6211\u56fd\u57ce\u5e02\u5316\u7387\u5df2\u6500\u5347\u81f375.1%\uff0c\u589e\u52a0\u903e\u4e09\u500d\u3002\u653e\u773c2040\u5e74\uff0c\u6211\u56fd\u4eba\u53e3\u768485%\u66f4\u5c06\u5c45\u4f4f\u5728\u57ce\u5e02\u5730\u533a\u3002<\/span><\/p>\n

\u4e3a\u4e86\u786e\u4fdd\u57ce\u5e02\u89c4\u5212\u5b8c\u5584\u3001\u5e02\u5bb9\u7f8e\u89c2\u53ca\u53ef\u6301\u7ee7\u53d1\u5c55\uff0c\u300a\u57ce\u5e02\u7ffb\u65b0\u6cd5\u300b\u5c06\u662f\u91cd\u8981\u7684\u7acb\u6cd5\u5de5\u4f5c\u3002<\/span><\/p>\n

\"whatsapp<\/p>\n

\u502a\u53ef\u654f\u6307\u51fa\uff0c\u300a\u57ce\u5e02\u7ffb\u65b0\u6cd5\u300b\u5e76\u975e\u65b0\u6784\u601d\uff0c\u65e9\u57282013\u5e74\u623f\u5730\u90e8\u957f\u62c9\u66fc\u8fbe\u5170\u65f6\u671f\u4fbf\u5df2\u63d0\u51fa\u5efa\u8bae\uff0c\u968f\u540e\u5386\u7ecf\u4e39\u65af\u91cc\u8bfa\u5965\u9a6c\u3001\u7956\u83b1\u8fbe\u3001\u4e39\u65af\u91cc\u5b89\u52aa\u5c14\u6155\u6c99\u53ca\u7406\u67e5\u9a6c\u5229\u80af\u7b49\u56db\u4efb\u90e8\u957f\u7686\u540c\u610f\u6b64\u8ba1\u5212\u3002\u524d\u8054\u90a6\u76f4\u8f96\u533a\u90e8\u957f\u6c99\u5e0c\u65e6\u4e5f\u66fe\u516c\u5f00\u8868\u6001\u652f\u6301\uff0c\u56e0\u6b64\u5f53\u653f\u5e9c\u5982\u4eca\u51b3\u5b9a\u6839\u636e\u6307\u5357\u5236\u5b9a\u6cd5\u5f8b\u65f6\u6709\u5fc3\u4eba\u4e0d\u5e94\u5c06\u6b64\u4e8b\u653f\u51b6\u5316\u4ee5\u514d\u5f71\u54cd\u8001\u65e7\u57ce\u533a\u5c45\u6c11\u7684\u9700\u6c42\u3002<\/span><\/p>\n

\u4e3a\u4e86\u62df\u5b9a\u6cd5\u6848\uff0c\u623f\u5730\u90e8\u5171\u4e3e\u529e105\u573a\u5bf9\u8bdd\u4f1a\uff0c\u6db5\u76d6\u56fd\u4f1a\u8bae\u5458\u3001\u57ce\u5e02\u89c4\u5212\u5e08\u3001\u5b66\u8005\u3001\u975e\u653f\u5e9c\u7ec4\u7ec7\u53ca\u8d2d\u5c4b\u8005\u534f\u4f1a\u7b49\uff0c\u653f\u5e9c\u79ef\u6781\u542c\u53d6\u610f\u89c1\uff0c\u786e\u4fdd\u6cd5\u6848\u5171\u521b\u591a\u8d62\uff0c\u517c\u987e\u539f\u5c4b\u4e3b\u3001\u53d1\u5c55\u5546\u53ca\u56fd\u5bb6\u57ce\u5e02\u89c4\u5212\u7684\u5229\u76ca\u3002<\/span><\/p>\n

\"whatsapp
\u793a\u610f\u56fe<\/figcaption><\/figure>\n

\u201c\u4e00\u6362\u4e00\u201d\u3001\u571f\u5730\u6743\u76ca\u4e0d\u53d8\u7b49\u539f\u5219\u4fdd\u969c\u5c4b\u4e3b\u6743\u76ca<\/strong><\/p>\n

    \n
  1. \u201c\u4e00\u6362\u4e00\u201d\u539f\u5219<\/strong><\/li>\n<\/ol>\n

    \u6cd5\u6848\u660e\u786e\u89c4\u5b9a\uff0c\u539f\u5c4b\u4e3b\u5c06\u4ee5\u201c\u4e00\u5c4b\u6362\u4e00\u5c4b\u201d\u539f\u5219\u83b7\u8d54\u507f\u5e76\u4eab\u6709\u201c\u623f\u5b50\u66f4\u5927\u201d\u4fdd\u969c\u3002\u4e3e\u4f8b\uff0c\u82e5\u539f\u5c4b\u9762\u79ef\u4e3a400\u5e73\u65b9\u5c3a\uff0c\u5e02\u503c4\u4e07\u4ee4\u5409\uff0c\u7ffb\u65b0\u540e\u5c06\u83b7750\u5e73\u65b9\u5c3a\u3001\u4ef7\u503c\u66f4\u9ad8\u7684\u65b0\u5355\u4f4d\u3002\u8d54\u507f\u4ee5\u73b0\u6709\u5e02\u4ef7\u4e3a\u57fa\u51c6\uff0c\u800c\u975e\u539f\u4ef7\u3002<\/span><\/p>\n

    \u502a\u53ef\u654f\u5f3a\u8c03\uff0c\u82e5\u4ec5\u4f9d\u636e\u73b0\u884c\u300a1960\u5e74\u571f\u5730\u5f81\u7528\u6cd5\u4ee4\u300b\uff0c\u8d54\u507f\u4ec5\u9650\u4e8e\u539f\u4ef7\uff1b\u800c\u300a\u57ce\u5e02\u7ffb\u65b0\u6cd5\u300b\u901a\u8fc7\u540e\uff0c\u5c4b\u4e3b\u6743\u76ca\u5c06\u663e\u8457\u63d0\u5347\uff0c\u623f\u4ea7\u4ef7\u503c\u5927\u5e45\u589e\u52a0\u3002<\/span><\/p>\n

      \n
    1. \u5730\u5951\u6027\u8d28\u4e0d\u53d8<\/strong><\/li>\n<\/ol>\n

      \u7ffb\u65b0\u540e\uff0c\u571f\u5730\u5730\u5951\u6027\u8d28\u7ef4\u6301\u4e0d\u53d8\u3002\u4f8b\u5982\uff0c\u6c38\u4e45\u5730\u5951\u4ecd\u4fdd\u6301\u6c38\u4e45\u5730\u5951\uff0c99\u5e74\u5730\u5951\u4fdd\u630199\u5e74\u5730\u5951\u3002<\/span><\/p>\n

        \n
      1. \u5730\u5740\u4e0d\u53d8<\/strong><\/li>\n<\/ol>\n

        \u6cd5\u6848\u660e\u6587\u89c4\u5b9a\uff0c\u7ffb\u65b0\u540e\u65b0\u623f\u5fc5\u987b\u4fdd\u7559\u5728\u539f\u5740\uff0c\u5c4b\u4e3b\u65e0\u9700\u62c5\u5fc3\u88ab\u8fc1\u5f80\u4ed6\u5904\u3002<\/span><\/p>\n

          \n
        1. \u7ffb\u65b0\u571f\u5730\u7531\u5dde\u653f\u5e9c\u51b3\u5b9a<\/strong><\/li>\n<\/ol>\n

          \u571f\u5730\u4f7f\u7528\u53ca\u7ffb\u65b0\u6279\u51c6\u5c06\u7531\u5dde\u653f\u5e9c\u51b3\u5b9a\uff0c\u8054\u90a6\u653f\u5e9c\u5c06\u626e\u6f14\u534f\u8c03\u89d2\u8272\u3002<\/span><\/p>\n

          \"whatsapp<\/p>\n

          \u89e3\u91ca80%\u540c\u610f\u95e8\u69db\u3001\u7ef4\u62a4\u8d39\u4e0e\u53d1\u5c55\u5546\u8d44\u683c<\/strong><\/p>\n

            \n
          1. 80%\u540c\u610f\u95e8\u69db<\/strong><\/li>\n<\/ol>\n

            \u502a\u53ef\u654f\u6307\u51fa\uff0c\u82e5\u7ef4\u6301\u73b0\u884c100%\u540c\u610f\u95e8\u69db\uff0c\u5373\u4f7f\u5efa\u7b51\u7269\u5e74\u4e45\u5931\u4fee\u3001\u5371\u53ca\u5b89\u5168\uff0c\u4e5f\u96be\u627e\u5230\u6240\u6709\u767e\u5206\u767e\u5c4b\u4e3b\u4ee5\u542f\u52a8\u7ffb\u65b0\u3002\u56e0\u6b64\uff0c\u7ecf\u8fc7\u591a\u5e74\u7814\u7a76\u540e\u6cd5\u6848\u5efa\u8bae\u91c7\u752880%\u540c\u610f\u95e8\u69db\uff0c\u5e76\u7ee7\u7eed\u4e0e\u5176\u4f5920%\u5c4b\u4e3b\u534f\u5546\uff0c\u76f4\u81f3\u8fbe\u6210\u5171\u8bc6\u3002<\/span><\/p>\n

            \u8c03\u67e5\u663e\u793a\uff0c\u7ea620%\u7684\u5c4b\u4e3b\u56e0\u4e0d\u826f\u8d37\u6b3e\uff08NPL\uff09\u3001\u4e0b\u843d\u4e0d\u660e\u3001\u5730\u5951\u95ee\u9898\u6216\u7ee7\u627f\u7ea0\u7eb7\uff0c\u7ed3\u679c\u5bfc\u81f4\u591a\u5e74\u62d6\u5ef6\u3002<\/span><\/p>\n

            \u6b64\u5916\uff0c\u300a\u57ce\u5e02\u7ffb\u65b0\u6cd5\u300b\u5c06\u8bbe\u7acb\u8c03\u89e3\u59d4\u5458\u4f1a\u5e76\u4f9d\u636e\u7b2c24\u6761\u6587\u4fdd\u969c\u5c4b\u4e3b\u5fc5\u987b\u83b7\u5f97\u5408\u7406\u8d54\u507f\u3002<\/span><\/p>\n

              \n
            1. \u53d1\u5c55\u5546\u8d44\u683c\u4e25\u683c\u7b5b\u9009<\/strong><\/li>\n<\/ol>\n

              \u53ea\u6709\u901a\u8fc7\u8054\u90a6\u4e0e\u5dde\u59d4\u5458\u4f1a\u5ba1\u6838\u7684\u53d1\u5c55\u5546\uff0c\u624d\u53ef\u627f\u63a5\u57ce\u5e02\u7ffb\u65b0\u5de5\u7a0b\uff0c\u786e\u4fdd\u8bda\u4fe1\u4e0e\u80fd\u529b\u3002<\/span><\/p>\n

              \"whatsapp<\/p>\n

                \n
              1. \u7ef4\u62a4\u8d39\u8c03\u5347\u4e0eB40\u7fa4\u4f53\u8865\u8d34<\/strong><\/li>\n<\/ol>\n

                \u502a\u53ef\u654f\u6307\u51fa\uff0c\u623f\u5730\u90e8\u5c06\u57fa\u4e8e\u4eba\u9053\u8003\u91cf\uff0c\u5bf9B40\u7fa4\u4f53\u7ed9\u4e88\u7ef4\u62a4\u8d39\u8865\u8d34\uff0c\u7f13\u89e3\u8d1f\u62c5\u3002\u6839\u636e\u300a1985\u5e74\u5206\u5c42\u5730\u5951\u6cd5\u4ee4\u300b\u53ca\u300a2013\u5e74\u5206\u5c42\u7ba1\u7406\u6cd5\u4ee4\u300b\uff0c\u6bcf\u4e2a\u5206\u5c42\u9879\u76ee\u5fc5\u987b\u7f34\u7eb3\u7ef4\u62a4\u8d39\uff0c\u4f46\u653f\u5e9c\u4f1a\u534f\u52a9\u8bbe\u7acb\u6761\u4ef6\u5e76\u63d0\u4f9b\u671f\u9650\u5185\u4f18\u60e0\u63aa\u65bd\u3002<\/span><\/p>\n

                \u201c\u8fc7\u7a0b\u4e2d\uff0c\u653f\u5e9c\u5c06\u5168\u7a0b\u76d1\u7763\uff0c\u8c08\u5224\u4f1a\u8bae\u8bb0\u5f55\u4e5f\u5c06\u516c\u5f00\uff0c\u5e76\u843d\u5b9e\u5fc5\u8981\u7684\u8865\u8d34\u4e0e\u8d54\u507f\u3002\u81f3\u4e8e\u79df\u6237\u6743\u76ca\uff0c\u5c06\u6839\u636e\u5c4b\u4e3b\u4e0e\u79df\u6237\u7684\u79df\u8d41\u5408\u7ea6\u5904\u7406\u3002\u201d<\/span><\/p>\n

                \u6b64\u6b21\u5bf9\u8bdd\u4f1a\u83b7\u671d\u91ce\u56fd\u4f1a\u8bae\u5458\u53ca\u623f\u5730\u90e8\u57ce\u4e61\u89c4\u5212\u5c40\uff08PlanMalaysia\uff09\u9ad8\u5c42\u51fa\u5e2d\uff0c\u5305\u62ec\u603b\u76d1\u62ff\u7763\u963f\u91cc\u4e9a\u65af\u7b49\u4eba\uff0c\u653f\u5e9c\u96c6\u601d\u5e7f\u76ca\uff0c\u5e76\u5168\u529b\u6253\u9020\u5408\u4f5c\u5171\u8d62\u7684\u5e73\u53f0\u4e0e\u65b9\u6848\u3002<\/span><\/p>\n

                \"whatsapp<\/p>\n","protected":false},"excerpt":{"rendered":"

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